Rent vs Mortgage: Bitcoin Edition¶
Rent vs Buy calculators are very misleading (filled with fiat-minded assumptions), and are especially useless as we return to sound money. For example, most online "Rent vs Buy" calculators don't allow a high "savings" rate. Bitcoin's historic (and likely future) CAGR is disruptive to these fiat models.
Fortunately, Bitcoin can help us make sensible decisions with respect to home ownership. This tool compares rent versus mortgage, with a simple goal of maximizing wealth thru Bitcoin. You'll find that with assumptions like 2% inflation, it's rarely better to buy than rent. But there other scenarios where a mortgage can help you to stack more sats (such as high inflation, low interest rates, high rents, etc).
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